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If you sponge more than one invoice, loan or by the credit card, you are most likely paying a monthly payment higher than if you consolidate them in a payment. By the consolidation of debt, you will obtain an invoice every month to treat instead of several invoices. With the difference of one by the credit card which offers the option to pay a minimum payment and can subject you to the rates with income from variable-yield investment, a debt or a loan of consolidation of invoice will have a fixed payment with a rate with fixed interest. This simplifies your budgeting because you will always know with precision how much due every month costs.
